Calendar on a desk

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments?

Phone with a contract on the screen

An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states.

Hands holding a model house and a key with a house keychain

Have These Items Ready When You Apply For a Loan

Man using his finger to draw a line chart going up

Years ago, credit scoring had little to do with mortgage lending.

Business team

When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time.

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When buying a home, it is not enough to just come up with the money.

Moving boxes

This is a detailed summary of costs you may have to pay when you buy or refinance your home.

Front of house

An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically.